1. Information We Collect

We may collect the following types of information:

a) Personal Information

Name

Contact information (email, phone number)

Date of birth

Gender

Address

Aadhaar number/PAN (where required)

Health details (for insurance underwriting)

Payment details (if purchasing policies)

b) Non-Personal Information

IP address

Browser type

Device information

Website usage and behavior

2. How We Use Your Information

We may use your information to:

Provide and manage insurance products or services

Process your application, claim, or premium payment

Communicate policy updates, offers, or support

Improve our website functionality and user experience

Comply with legal and regulatory obligations (e.g., IRDAI)

3. Sharing of Information

We may share your information with:

Insurance underwriters and partners

Third-party service providers (e.g., payment gateways, verification agencies)

Government authorities as required by law

Reinsurers and regulatory bodies (like IRDAI) where applicable

We do not sell your personal data to third parties.

4. Cookies and Tracking

We use cookies and similar technologies to:

Track user behavior on the Site

Personalize your experience

Analyze website traffic

You can manage your cookie preferences in your browser settings.

5. Data Retention

We retain your information for as long as necessary to fulfill the purposes described above or as required by law, including tax, legal, and regulatory obligations.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, misuse, loss, or destruction.

7. Your Rights

You may:

Request access to your personal data

Ask for corrections or updates

Withdraw consent (subject to policy implications)

Request deletion, where applicable

To exercise these rights, email us at [support@yourwebsite.com].

8. Children’s Privacy

Our services are not intended for individuals under 18. We do not knowingly collect personal data from children without parental consent.

9. Changes to This Policy

We may update this Privacy Policy periodically. All changes will be posted on this page with the updated effective date. Continued use of the Site indicates acceptance of the revised policy.